There are fast and easy ways to get car insurance online you just have to know how to do it. The most important part of getting a good deal on automobile insurance is to find the right website. With the right website you can get quotes from several different insurance companies in just a few short minutes. When you find one of these sites you just enter your information and wait for the results.
Once the results come back you will have a list of quotes and companies to choose from. At this point you can either purchase the car insurance right then online or you can take a few extra minutes to call a car insurance company and speak with an agent. If you already have a great quote from that company, then calling an agent could only get you a better deal.
You want to make sure that you tell the agent you were online and found a great quote from their company but that you were hoping to get that quote down just a bit. The insurance agent should be able to help you find discounts that you qualify for and did not even know about.
You can get discounts for many things such as the type of car you drive. A sports car is going to carry a higher insurance rate than a four door family car. You can also get a discount for having multiple vehicles insured with the same company. So if you have more than one car make sure to let the agent know about it so you can get a better deal.
If you have never had a car accident or any tickets you can get a discount for being a good driver so you may want to tell the agent about any past history you may have. If you have had a wreck or ticket and it was longer than five years ago then you can usually still get the good driver discount.
You can also take a defensive driving course and get discounts for that. If you take a driving class you usually get a certificate for fifteen percent off your current rate. However, all companies are not the same and can carry their own rules. So for instance one company may give you a good driving discount for having a clean record for five years but another company may give you the discount for just having a clean record for three years.
If you are a full time student and make good grades you will be able to get a discount for that too, with some companies. Some companies will even give you discounts if your car comes with safety features like airbags and motorized seat belts. Anti-lock brakes and anti-theft devices can also save you money on your car insurance.
You can save a lot of money if you decide to bundle all your insurance needs. You can save if you get your home owners or renters insurance with the same company that you get your auto insurance from.